"There's a difference : I own this" (Record no. 18112)

000 -LEADER
fixed length control field 02621nab a22002417ab4500
003 - CONTROL NUMBER IDENTIFIER
control field NY
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20170505183711.0
007 - PHYSICAL DESCRIPTION FIXED FIELD--GENERAL INFORMATION
fixed length control field cr |||||n|||||
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 161001p xxu|||||o|||||00| 0 eng||
040 ## - CATALOGING SOURCE
Original cataloging agency NY
Transcribing agency NY
041 0# - LANGUAGE CODE
Language code of subtitles or captions eng
100 1# - MAIN ENTRY--PERSONAL NAME
Personal name Baker, Amy Castro.
245 10 - TITLE STATEMENT
Title "There's a difference : I own this"
Medium [electronic resource] :
Remainder of title negotiating social and financial services under threat of mortgage foreclosure /
Statement of responsibility, etc Amy Castro Baker, Danya E. Keene.
300 ## - PHYSICAL DESCRIPTION
Extent pp. 321-330.
520 ## - SUMMARY, ETC.
Summary, etc Although national housing markets have recovered from the Great Recession, communities hardest hit by the foreclosure crisis remain immersed in mortgage trouble. Nineteen percent of homeowners are underwater on their mortgages and communities of color are overrepresented among zip codes still experiencing default in rising numbers. The social services needs of homeowners at risk of foreclosure show few signs of abating. High levels of market risk, asymmetrical power relationships, and the assumption that rational action can protect homeowners mark the climate in which households and social workers operate while attempting to halt foreclosure. The research described in this article draws on in-depth interviews conducted with homeowners at risk of default to examine the strategies they used to alleviate their mortgage strain. These strategies included seeking aid from financial and social services institutions while living under threat of default. As homeowners experienced mortgage strain they engaged in recommended rational market actions such as negotiating with lenders, increasing work hours, practicing strict household budgeting, and seeking aid from social work agencies to offset mortgage costs. The gathered data suggest that some social workers responded with poorly contextualized treatment plans and language characterized by disrespect, shame, and blame; others responded with mental health assistance, referrals to legal aid, and a helping relationship characterized by a sense of mattering that seemed to buffer against the psychosocial stressors associated with foreclosure.
530 ## - ADDITIONAL PHYSICAL FORM AVAILABLE NOTE
Additional physical form available note Available online and in print.
538 ## - SYSTEM DETAILS NOTE
System details note Mode of access: Internet.
653 ## - INDEX TERM--UNCONTROLLED
Uncontrolled term financial literacy, foreclosure, mattering, mortgage default, recession
700 1# - ADDED ENTRY--PERSONAL NAME
Personal name Keene, Danya E.
773 0# - HOST ITEM ENTRY
Title Social work: Journal of National Association of Social Workers
Relationship information 2016, Vol. 61, No. 4
International Standard Serial Number 0037-8046 (print); 1545-6846 (online)
Record control number 106306
856 40 - ELECTRONIC LOCATION AND ACCESS
Uniform Resource Identifier http://ezproxy01.ny.edu.hk:2048/login?url=https://doi.org/10.1093/sw/sww049
Public note Click here to access full-text article
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Source of classification or shelving scheme
Koha item type E-Article

No items available.

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