Created to address some of the limitations in China's rural retirement insurance policy, the Hutubi Model represents an innovative approach to asset building. A key feature of the model, the Hutubi loan programme, operated in Hutubi County, Xinjiang, China, from 1998 to 2010. It allowed farmers in Hutubi to borrow against their rural retirement accounts, taking loans for investment in farming and other priorities. This study examines the institutional incentives and structures that enabled the programme to help farmers build assets. We also discuss the programme's implications for the development of asset-based social policy in rural China and consider recent policy developments there. Among these is a new rural retirement social insurance programme.

呼圖壁模式被用來解決中國農村社會養老保險政策的局限問題。這種模式代表了資產建設的創新型方法。呼圖壁模式的一個重要成果是呼圖壁貸款項目，自1998 年至 2010 年在中國新疆呼圖壁縣運作。這個項目允許呼圖壁的務農者借貸他們的農村社會養老保險帳戶，並借款用於投資農務和其它重要領域。本文探討了促使此項目幫助務農者進行資產建設的鼓勵制度和結構。本文還討論了此項目對中國農村基於資產建設的政策發展的啟示，並參考了中國農村最近的政策動向。這些政策中有一個新的農村養老社會保險項目。

Mode of access: Internet.