000			01840nab a22002537ab4500
003			NY
005			20170508140043.0
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008			161101p xxu|||||o|||||00| 0 eng||
040			_aNY _cNY
041	0		_jeng
100	1		_aRothwell, David W.
245	1	0	_aBuilding financial knowledge is not enough _h[electronic resource] : _bfinancial self-efficacy as a mediator in the financial capability of low-income families / _cDavid W. Rothwell, Mohammad N. Khan & Katrina Cherney.
300			_app. 368-388.
520			_aPolicymakers in many countries have taken an interest in population-level financial capability. Limited empirical work has examined how constructs that makeup financial capability relate and how they function for individuals with low incomes. Using a national sample of low-income Canadians, we investigate relationships between financial knowledge, financial self-efficacy, and savings outcomes. Overall, we find that financial self-efficacy fully mediated the relationship between objective financial knowledge and postsecondary-education saving. The association between objective financial knowledge and retirement saving and emergency saving passed through financial self-efficacy. Efforts to promote financial capability need to focus on more than objective financial knowledge.
530			_aAvailable online and in print.
538			_aMode of access: Internet.
653			_aAssets, Canada, financial capability, financial self-efficacy, welfare policies
700	1		_aKhan, Mohammad N.
700	1		_aCherney, Katrina.
773	0		_tJournal of community practice _g2016, Vol. 24, No. 4 _x1070-5422 _wper00015937
856	4	0	_uhttp://ezproxy01.ny.edu.hk:2048/login?url=http://dx.doi.org/10.1080/10705422.2016.1233162 _zClick here to access full-text article
942			_2lcc _cE-ARTICLE
999			_c18160 _d18160